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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,977 | $89,370-85.5% | $141,197-90.8% | $72,976-82.2% |
| Participation rate | 83.8% | 75.1%+8.7pp | 82.5%+1.3pp | 69.5%+14.3pp |
| Annual return | 20.65% | 111.88%-91.2pp | 71.41%-50.8pp | 81.02%-60.4pp |
| Employer contribution / active EE | $1,602 | $3,115-48.6% | $4,736-66.2% | $2,440-34.3% |
| Participant deferral / active EE | $3,289 | $5,419-39.3% | $6,710-51.0% | $3,608-8.8% |
| Admin fee / account holder | $1,155 | $5,957-80.6% | $10,265-88.8% | $5,124-77.5% |