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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,479 | $135,645-82.0% | $110,243-77.8% | $135,380-81.9% |
| Participation rate | 80.0% | 83.5%-3.5pp | 79.8%+0.2pp | 82.6%-2.6pp |
| Annual return | -13.40% | 513.24%-526.6pp | 314.76%-328.2pp | 519.81%-533.2pp |
| Employer contribution / active EE | $1,471 | $4,907-70.0% | $3,827-61.6% | $4,779-69.2% |
| Participant deferral / active EE | $6,015 | $5,507+9.2% | $4,672+28.7% | $5,609+7.2% |
| Admin fee / account holder | $529 | $11,458-95.4% | $8,548-93.8% | $10,828-95.1% |