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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,861 | $144,130-88.3% | $117,861-85.7% | $147,586-88.6% |
| Participation rate | 80.0% | 83.4%-3.4pp | 79.7%+0.3pp | 82.8%-2.8pp |
| Annual return | 408.35% | 531.20%-122.8pp | 335.11%+73.2pp | 578.59%-170.2pp |
| Employer contribution / active EE | $1,211 | $4,897-75.3% | $3,786-68.0% | $4,876-75.2% |
| Participant deferral / active EE | $4,845 | $5,316-8.9% | $4,482+8.1% | $5,439-10.9% |
| Admin fee / account holder | $6,523 | $10,887-40.1% | $8,021-18.7% | $10,886-40.1% |