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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,272 | $126,661-16.9% | $113,397-7.2% | $138,895-24.2% |
| Participation rate | 75.0% | 79.4%-4.4pp | 76.5%-1.5pp | 79.9%-4.9pp |
| Annual return | 18.67% | 25.05%-6.4pp | 23.20%-4.5pp | 145.39%-126.7pp |
| Employer contribution / active EE | $3,021 | $3,456-12.6% | $2,977+1.5% | $4,194-28.0% |
| Participant deferral / active EE | $11,600 | $5,693+103.8% | $5,076+128.5% | $6,396+81.4% |
| Admin fee / account holder | $2,173 | $14,549-85.1% | $11,957-81.8% | $12,562-82.7% |