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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,400 | $148,623-17.6% | $135,974-10.0% | $139,466-12.2% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | 13.58% | 79.30%-65.7pp | 68.30%-54.7pp | 373.66%-360.1pp |
| Employer contribution / active EE | $10,891 | $5,246+107.6% | $4,859+124.1% | $4,754+129.1% |
| Participant deferral / active EE | $5,636 | $8,103-30.4% | $7,760-27.4% | $6,712-16.0% |
| Admin fee / account holder | $3,068 | $12,406-75.3% | $10,767-71.5% | $11,409-73.1% |