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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,606 | $138,078-30.8% | $125,363-23.7% | $134,509-28.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -13.42% | 750.49%-763.9pp | 572.15%-585.6pp | 418.13%-431.6pp |
| Employer contribution / active EE | $12,100 | $5,245+130.7% | $4,815+151.3% | $4,741+155.3% |
| Participant deferral / active EE | $7,227 | $7,800-7.3% | $7,447-3.0% | $6,400+12.9% |
| Admin fee / account holder | $1,727 | $11,566-85.1% | $10,005-82.7% | $11,427-84.9% |