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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,606 | $138,114-30.8% | $125,391-23.8% | $134,545-28.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -13.42% | 750.88%-764.3pp | 572.41%-585.8pp | 418.37%-431.8pp |
| Employer contribution / active EE | $12,100 | $5,246+130.7% | $4,816+151.3% | $4,742+155.2% |
| Participant deferral / active EE | $7,227 | $7,801-7.4% | $7,448-3.0% | $6,401+12.9% |
| Admin fee / account holder | $1,727 | $11,570-85.1% | $10,009-82.7% | $11,431-84.9% |