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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,865 | $28,624+95.2% | $53,647+4.1% | $82,637-32.4% |
| Participation rate | 15.4% | 47.3%-31.9pp | 56.3%-40.9pp | 68.1%-52.7pp |
| Annual return | 18.66% | 664.98%-646.3pp | 358.33%-339.7pp | 53.51%-34.8pp |
| Employer contribution / active EE | $526 | $637-17.4% | $962-45.3% | $2,552-79.4% |
| Participant deferral / active EE | $1,052 | $1,196-12.0% | $1,813-42.0% | $4,126-74.5% |
| Admin fee / account holder | $378 | $2,022-81.3% | $2,460-84.6% | $7,339-94.8% |