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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,065 | $102,696-82.4% | $86,235-79.1% | $139,487-87.0% |
| Participation rate | 66.7% | 74.5%-7.8pp | 69.0%-2.3pp | 80.3%-13.7pp |
| Annual return | 36.48% | 1925.91%-1889.4pp | 1170.03%-1133.6pp | 373.84%-337.4pp |
| Employer contribution / active EE | $1,576 | $3,034-48.1% | $2,381-33.8% | $4,755-66.9% |
| Participant deferral / active EE | $6,333 | $4,679+35.4% | $3,987+58.9% | $6,713-5.6% |
| Admin fee / account holder | $696 | $8,667-92.0% | $6,856-89.8% | $11,407-93.9% |