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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,391 | $95,917-90.2% | $79,583-88.2% | $134,545-93.0% |
| Participation rate | 33.3% | 75.0%-41.7pp | 69.5%-36.2pp | 81.2%-47.9pp |
| Annual return | -47.75% | -2.70%-45.0pp | 0.16%-47.9pp | 418.37%-466.1pp |
| Employer contribution / active EE | $590 | $3,129-81.1% | $2,414-75.5% | $4,742-87.5% |
| Participant deferral / active EE | $4,213 | $4,694-10.2% | $3,986+5.7% | $6,401-34.2% |
| Admin fee / account holder | $223 | $9,132-97.6% | $6,835-96.7% | $11,431-98.0% |