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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,778 | $29,525-56.7% | $56,033-77.2% | $77,736-83.6% |
| Participation rate | 8.5% | 32.7%-24.1pp | 52.5%-44.0pp | 70.6%-62.1pp |
| Annual return | 30.27% | 18.90%+11.4pp | 1711.38%-1681.1pp | 31.26%-1.0pp |
| Employer contribution / active EE | $100 | $569-82.5% | $1,041-90.4% | $2,728-96.3% |
| Participant deferral / active EE | $354 | $1,062-66.7% | $1,954-81.9% | $4,651-92.4% |
| Admin fee / account holder | $1,141 | $1,040+9.7% | $2,827-59.6% | $433+163.3% |