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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,054 | $26,140-73.0% | $58,507-87.9% | $74,473-90.5% |
| Participation rate | 11.8% | 32.1%-20.3pp | 50.9%-39.0pp | 70.7%-58.9pp |
| Annual return | 0.00% | 32.51%-32.5pp | 4252.32%-4252.3pp | 34.36%-34.4pp |
| Employer contribution / active EE | $134 | $537-75.0% | $1,053-87.2% | $2,638-94.9% |
| Participant deferral / active EE | $466 | $1,075-56.7% | $1,922-75.8% | $4,530-89.7% |
| Admin fee / account holder | $301 | $652-53.8% | $2,486-87.9% | $347-13.2% |