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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,092 | $165,381-92.1% | $149,730-91.3% | $158,966-91.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 34.83% | 348.29%-313.5pp | 276.70%-241.9pp | 302.95%-268.1pp |
| Employer contribution / active EE | $5,765 | $5,104+13.0% | $4,645+24.1% | $4,762+21.1% |
| Participant deferral / active EE | $9,125 | $7,182+27.0% | $6,843+33.4% | $5,983+52.5% |
| Admin fee / account holder | $390 | $10,809-96.4% | $9,310-95.8% | $11,250-96.5% |