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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,555 | $88,702-82.5% | $81,780-81.0% | $145,978-89.3% |
| Participation rate | 91.7% | 75.0%+16.6pp | 72.4%+19.3pp | 80.3%+11.4pp |
| Annual return | 11.43% | 1029.12%-1017.7pp | 776.27%-764.8pp | 550.52%-539.1pp |
| Employer contribution / active EE | $1,849 | $3,084-40.0% | $2,914-36.5% | $4,662-60.3% |
| Participant deferral / active EE | $3,956 | $4,645-14.8% | $4,321-8.4% | $6,690-40.9% |
| Admin fee / account holder | $460 | $8,414-94.5% | $7,384-93.8% | $13,400-96.6% |