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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,019 | $60,119-48.4% | $90,430-65.7% | $79,858-61.2% |
| Participation rate | 48.8% | 65.0%-16.2pp | 72.7%-23.9pp | 69.6%-20.9pp |
| Annual return | 16.45% | 71.94%-55.5pp | 1293.73%-1277.3pp | 31.72%-15.3pp |
| Employer contribution / active EE | $950 | $2,068-54.1% | $3,262-70.9% | $2,471-61.5% |
| Participant deferral / active EE | $1,540 | $2,938-47.6% | $3,963-61.1% | $3,740-58.8% |
| Admin fee / account holder | $628 | $3,976-84.2% | $5,613-88.8% | $5,306-88.2% |