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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,968 | $100,073-47.1% | $85,126-37.8% | $145,877-63.7% |
| Participation rate | 76.9% | 74.1%+2.8pp | 67.5%+9.4pp | 80.3%-3.4pp |
| Annual return | 8.12% | 84.11%-76.0pp | 66.63%-58.5pp | 551.28%-543.2pp |
| Employer contribution / active EE | $2,164 | $3,236-33.1% | $2,731-20.8% | $4,663-53.6% |
| Participant deferral / active EE | $2,464 | $5,294-53.5% | $4,523-45.5% | $6,691-63.2% |
| Admin fee / account holder | $8,630 | $7,261+18.9% | $6,160+40.1% | $13,402-35.6% |