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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,647 | $96,388-27.7% | $80,627-13.6% | $139,466-50.1% |
| Participation rate | 54.5% | 73.6%-19.1pp | 67.0%-12.5pp | 80.3%-25.8pp |
| Annual return | 11.98% | 1352.08%-1340.1pp | 936.76%-924.8pp | 373.66%-361.7pp |
| Employer contribution / active EE | $0 | $3,260-100.0% | $2,723-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $1,010 | $5,224-80.7% | $4,443-77.3% | $6,712-84.9% |
| Admin fee / account holder | $961 | $6,603-85.4% | $5,381-82.1% | $11,409-91.6% |