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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,061 | $227,633-91.6% | $189,597-89.9% | $167,553-88.6% |
| Participation rate | 55.6% | 82.5%-26.9pp | 78.4%-22.9pp | 82.1%-26.6pp |
| Annual return | 23.29% | 78.45%-55.2pp | 64.20%-40.9pp | 478.89%-455.6pp |
| Employer contribution / active EE | $939 | $5,317-82.3% | $4,412-78.7% | $4,840-80.6% |
| Participant deferral / active EE | $2,338 | $7,003-66.6% | $6,174-62.1% | $6,343-63.1% |
| Admin fee / account holder | $84 | $11,879-99.3% | $9,807-99.1% | $12,316-99.3% |