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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,696 | $226,135-95.3% | $182,558-94.1% | $152,909-93.0% |
| Participation rate | 37.5% | 82.5%-45.0pp | 78.0%-40.5pp | 82.5%-45.0pp |
| Annual return | 0.00% | 192.60%-192.6pp | 148.59%-148.6pp | 345.46%-345.5pp |
| Employer contribution / active EE | $742 | $4,979-85.1% | $4,076-81.8% | $4,764-84.4% |
| Participant deferral / active EE | $4,173 | $6,371-34.5% | $5,526-24.5% | $5,851-28.7% |
| Admin fee / account holder | $27 | $10,707-99.7% | $8,594-99.7% | $11,601-99.8% |