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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,454 | $167,533-90.2% | $151,645-89.1% | $134,545-87.8% |
| Participation rate | 94.1% | 88.4%+5.7pp | 87.5%+6.6pp | 81.2%+12.9pp |
| Annual return | 0.96% | 7.81%-6.9pp | 3.34%-2.4pp | 418.37%-417.4pp |
| Employer contribution / active EE | $2,559 | $6,828-62.5% | $6,165-58.5% | $4,742-46.0% |
| Participant deferral / active EE | $4,670 | $8,985-48.0% | $8,363-44.2% | $6,401-27.0% |
| Admin fee / account holder | $913 | $13,781-93.4% | $11,614-92.1% | $11,431-92.0% |