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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,048 | $82,674-64.9% | $125,381-76.8% | $68,486-57.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -5.31% | -5.97%+0.7pp | 572.31%-577.6pp | -7.85%+2.5pp |
| Employer contribution / active EE | $2,984 | $3,382-11.8% | $4,815-38.0% | $2,597+14.9% |
| Participant deferral / active EE | $6,786 | $6,111+11.1% | $7,448-8.9% | $4,028+68.5% |
| Admin fee / account holder | $729 | $6,277-88.4% | $10,007-92.7% | $5,404-86.5% |