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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,842 | $157,276+2.9% | $141,177+14.6% | $152,885+5.9% |
| Participation rate | 20.8% | 84.8%-64.0pp | 82.5%-61.6pp | 82.5%-61.6pp |
| Annual return | 27.05% | 64.33%-37.3pp | 71.40%-44.4pp | 345.39%-318.3pp |
| Employer contribution / active EE | $1,812 | $5,262-65.6% | $4,736-61.7% | $4,763-62.0% |
| Participant deferral / active EE | $2,351 | $7,110-66.9% | $6,710-65.0% | $5,851-59.8% |
| Admin fee / account holder | $1,454 | $12,123-88.0% | $10,263-85.8% | $11,598-87.5% |