Retirement plan

PAN-PACIFIC HOLDINGS CORPORATION SAVINGS RETIREMENT PLAN

Name: PAN-PACIFIC HOLDINGS CORPORATION - PAN-PACIFIC HOLDINGS CORPORATION SAVINGS RETIREMENT PLAN (2018) Form 5500
Creator: PAN-PACIFIC HOLDINGS CORPORATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PAN-PACIFIC HOLDINGS CORPORATION SAVINGS RETIREMENT PLAN, PAN-PACIFIC HOLDINGS CORPORATION

PAN-PACIFIC HOLDINGS CORPORATIONEIN 47-4758602Plan #003PY 2018

18250 EUCLID ST. - FOUNTAIN VALLEY, CA 92708949-474-9170LinkedIn51-200 employeesindividual & family services

Other plans on this EIN

1 filing

#002Retirement-$44.4M assets

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$7M

+8.5% from 2017

Total participants

222

+24.7% from 2017

Average account balance

$47,825

-18.2% from 2017

Annual return

-6.05%

-19.05 pp from 2017

Benchmarks

See 2,759 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants100-249

Cohort2,759 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$17.63M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$84K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

210

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

70.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.25M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+23.09%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$286

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
TRIAD ADVISORS INC4+ years Filed as: TRIAD ADVISORS Service code 28 · EIN 65-0173164	Investment Management	$49,279
INTEGRATED CAPITAL MANAGEMENT4+ years Service code 28 · EIN 90-0438638	Investment Management	$8,486

Plan features & details

Pension benefit codes2E2J2K3D2F2G

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$70K

$352 / participant

Other / not subdivided$70K100.0%

% of EOY assets

1.009%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HARDING, SHYMANSKI & COMPANY, LLC
Auditor EIN: 351346211
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$47,825

$55,449-13.8%

$83,831-43.0%

$56,289-15.0%

Participation rate

62.0%

68.0%-6.0pp

76.1%-14.1pp

69.9%-7.9pp

Annual return

-6.05%

-1.38%-4.7pp

850.99%-857.0pp

-9.96%+3.9pp

Employer contribution / active EE

$1,702

$2,430-30.0%

$3,631-53.1%

$2,111-19.4%

Participant deferral / active EE

$4,658

$2,935+58.7%

$4,082+14.1%

$3,350+39.1%

Admin fee / account holder

$483

$656-26.4%

$5,479-91.2%

$521-7.3%

Provider

Service type

Compensation

TRIAD ADVISORS INC4+ years

Filed as: TRIAD ADVISORS

Service code 28 · EIN 65-0173164

Investment Management

$49,279

INTEGRATED CAPITAL MANAGEMENT4+ years

Service code 28 · EIN 90-0438638

Investment Management

$8,486

PAN-PACIFIC HOLDINGS CORPORATION SAVINGS RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PAN-PACIFIC HOLDINGS CORPORATION SAVINGS RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion