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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,870 | $93,124-84.0% | $77,100-80.7% | $134,545-88.9% |
| Participation rate | 46.7% | 74.5%-27.8pp | 67.9%-21.3pp | 81.2%-34.6pp |
| Annual return | -19.73% | 62.68%-82.4pp | 42.35%-62.1pp | 418.37%-438.1pp |
| Employer contribution / active EE | $538 | $3,421-84.3% | $2,815-80.9% | $4,742-88.7% |
| Participant deferral / active EE | $1,764 | $5,242-66.3% | $4,430-60.2% | $6,401-72.4% |
| Admin fee / account holder | $677 | $6,970-90.3% | $5,443-87.6% | $11,431-94.1% |