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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,122 | $52,279-78.7% | $89,435-87.6% | $79,856-86.1% |
| Participation rate | 33.3% | 57.5%-24.2pp | 68.0%-34.7pp | 69.6%-36.3pp |
| Annual return | 30.07% | 22.16%+7.9pp | 245.55%-215.5pp | 31.71%-1.6pp |
| Employer contribution / active EE | $470 | $1,572-70.1% | $2,587-81.8% | $2,471-81.0% |
| Participant deferral / active EE | $1,448 | $2,740-47.2% | $3,890-62.8% | $3,741-61.3% |
| Admin fee / account holder | $0 | $3,356-100.0% | $4,884-100.0% | $5,306-100.0% |