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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,999 | $69,118+25.9% | $53,647+62.2% | $138,895-37.4% |
| Participation rate | 50.0% | 64.0%-14.0pp | 56.3%-6.3pp | 79.9%-29.9pp |
| Annual return | 27.63% | 248.26%-220.6pp | 358.33%-330.7pp | 145.39%-117.8pp |
| Employer contribution / active EE | $1,548 | $1,189+30.1% | $962+60.9% | $4,194-63.1% |
| Participant deferral / active EE | $11,465 | $2,274+404.2% | $1,813+532.3% | $6,396+79.2% |
| Admin fee / account holder | $0 | $2,724-100.0% | $2,460-100.0% | $12,562-100.0% |