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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,619 | $202,345-93.8% | $172,755-92.7% | $152,885-91.7% |
| Participation rate | 84.6% | 87.1%-2.4pp | 82.6%+2.0pp | 82.5%+2.2pp |
| Annual return | 31.15% | 1029.77%-998.6pp | 802.94%-771.8pp | 345.39%-314.2pp |
| Employer contribution / active EE | $1,976 | $5,858-66.3% | $5,144-61.6% | $4,763-58.5% |
| Participant deferral / active EE | $4,270 | $5,948-28.2% | $5,198-17.8% | $5,851-27.0% |
| Admin fee / account holder | $483 | $17,111-97.2% | $13,955-96.5% | $11,598-95.8% |