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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,558 | $154,159-40.6% | $130,026-29.6% | $139,456-34.3% |
| Participation rate | 95.0% | 82.0%+13.0pp | 78.5%+16.5pp | 80.3%+14.7pp |
| Annual return | 18.27% | 32.50%-14.2pp | -137.26%+155.5pp | 373.45%-355.2pp |
| Employer contribution / active EE | $3,267 | $5,292-38.3% | $4,321-24.4% | $4,753-31.3% |
| Participant deferral / active EE | $12,662 | $6,710+88.7% | $5,821+117.5% | $6,711+88.7% |
| Admin fee / account holder | $9,662 | $14,001-31.0% | $10,608-8.9% | $11,407-15.3% |