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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,131 | $78,607-56.6% | $105,624-67.7% | $74,478-54.2% |
| Participation rate | 59.5% | 72.8%-13.3pp | 75.3%-15.8pp | 67.2%-7.7pp |
| Annual return | 20.89% | 15.96%+4.9pp | 116.20%-95.3pp | 1370.56%-1349.7pp |
| Employer contribution / active EE | $2,728 | $2,523+8.1% | $3,168-13.9% | $2,626+3.9% |
| Participant deferral / active EE | $4,019 | $4,325-7.1% | $5,013-19.8% | $4,350-7.6% |
| Admin fee / account holder | $331 | $2,220-85.1% | $10,961-97.0% | $1,946-83.0% |