Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,242 | $171,867-83.6% | $149,721-81.1% | $147,586-80.9% |
| Participation rate | 50.0% | 88.2%-38.2pp | 87.1%-37.1pp | 82.8%-32.8pp |
| Annual return | 1.11% | 2113.36%-2112.2pp | 1501.67%-1500.6pp | 578.59%-577.5pp |
| Employer contribution / active EE | $5,699 | $6,275-9.2% | $5,444+4.7% | $4,876+16.9% |
| Participant deferral / active EE | $6,528 | $7,270-10.2% | $6,568-0.6% | $5,439+20.0% |
| Admin fee / account holder | $5,295 | $13,799-61.6% | $11,282-53.1% | $10,886-51.4% |