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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,580 | $142,392-81.3% | $119,622-77.8% | $134,532-80.2% |
| Participation rate | 66.7% | 82.8%-16.2pp | 79.3%-12.6pp | 81.2%-14.6pp |
| Annual return | -19.93% | -12.46%-7.5pp | -14.98%-4.9pp | 418.27%-438.2pp |
| Employer contribution / active EE | $2,276 | $5,224-56.4% | $4,232-46.2% | $4,741-52.0% |
| Participant deferral / active EE | $6,062 | $6,467-6.3% | $5,601+8.2% | $6,401-5.3% |
| Admin fee / account holder | $3,241 | $13,593-76.2% | $10,328-68.6% | $11,429-71.6% |