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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,694 | $209,425-89.6% | $178,499-87.8% | $158,966-86.4% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 21.93% | 188.80%-166.9pp | 151.10%-129.2pp | 302.95%-281.0pp |
| Employer contribution / active EE | $3,099 | $5,707-45.7% | $5,011-38.2% | $4,762-34.9% |
| Participant deferral / active EE | $6,024 | $5,955+1.2% | $5,202+15.8% | $5,983+0.7% |
| Admin fee / account holder | $1,675 | $17,078-90.2% | $13,986-88.0% | $11,250-85.1% |