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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,916 | $109,372-94.6% | $89,414-93.4% | $158,966-96.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 28.30% | 345.55%-317.3pp | 245.50%-217.2pp | 302.95%-274.6pp |
| Employer contribution / active EE | $1,111 | $3,171-65.0% | $2,586-57.0% | $4,762-76.7% |
| Participant deferral / active EE | $2,362 | $4,598-48.6% | $3,890-39.3% | $5,983-60.5% |
| Admin fee / account holder | $336 | $6,156-94.5% | $4,883-93.1% | $11,250-97.0% |