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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,483 | $88,585-76.9% | $69,884-70.7% | $134,532-84.8% |
| Participation rate | 70.0% | 74.9%-4.9pp | 70.5%-0.5pp | 81.2%-11.2pp |
| Annual return | -17.14% | 442.80%-459.9pp | 190.81%-208.0pp | 418.27%-435.4pp |
| Employer contribution / active EE | $0 | $3,235-100.0% | $2,560-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $4,345 | $4,770-8.9% | $3,848+12.9% | $6,401-32.1% |
| Admin fee / account holder | $2,590 | $10,441-75.2% | $6,266-58.7% | $11,429-77.3% |