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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,164 | $104,544-85.5% | $76,657-80.2% | $152,897-90.1% |
| Participation rate | 66.7% | 76.6%-9.9pp | 72.1%-5.4pp | 82.5%-15.8pp |
| Annual return | 34.64% | 1014.36%-979.7pp | 1166.74%-1132.1pp | 345.43%-310.8pp |
| Employer contribution / active EE | $0 | $3,118-100.0% | $2,303-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $19,575 | $4,236+362.1% | $3,335+486.9% | $5,851+234.6% |
| Admin fee / account holder | $8,626 | $12,286-29.8% | $6,423+34.3% | $11,599-25.6% |