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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,822 | $100,073+3.7% | $85,126+22.0% | $145,877-28.8% |
| Participation rate | 25.0% | 74.1%-49.1pp | 67.5%-42.5pp | 80.3%-55.3pp |
| Annual return | 23.66% | 84.11%-60.4pp | 66.63%-43.0pp | 551.28%-527.6pp |
| Employer contribution / active EE | $1,728 | $3,236-46.6% | $2,731-36.7% | $4,663-62.9% |
| Participant deferral / active EE | $3,082 | $5,294-41.8% | $4,523-31.9% | $6,691-53.9% |
| Admin fee / account holder | $284 | $7,261-96.1% | $6,160-95.4% | $13,402-97.9% |