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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,373 | $96,388+14.5% | $80,627+36.9% | $139,466-20.9% |
| Participation rate | 12.5% | 73.6%-61.1pp | 67.0%-54.5pp | 80.3%-67.8pp |
| Annual return | 23.52% | 1352.08%-1328.6pp | 936.76%-913.2pp | 373.66%-350.1pp |
| Employer contribution / active EE | $892 | $3,260-72.6% | $2,723-67.2% | $4,754-81.2% |
| Participant deferral / active EE | $1,054 | $5,224-79.8% | $4,443-76.3% | $6,712-84.3% |
| Admin fee / account holder | $282 | $6,603-95.7% | $5,381-94.8% | $11,409-97.5% |