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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,577 | $67,823-90.3% | $52,425-87.5% | $137,256-95.2% |
| Participation rate | 33.3% | 63.9%-30.6pp | 55.6%-22.3pp | 80.0%-46.6pp |
| Annual return | 19.61% | 219.11%-199.5pp | 302.12%-282.5pp | 220.34%-200.7pp |
| Employer contribution / active EE | $489 | $1,163-58.0% | $914-46.5% | $4,156-88.2% |
| Participant deferral / active EE | $585 | $2,288-74.4% | $1,790-67.3% | $6,407-90.9% |
| Admin fee / account holder | $79 | $2,844-97.2% | $2,495-96.8% | $12,270-99.4% |