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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,759 | $100,805-21.9% | $86,698-9.2% | $134,532-41.5% |
| Participation rate | 66.7% | 79.0%-12.3pp | 76.6%-9.9pp | 81.2%-14.6pp |
| Annual return | -16.31% | 29.09%-45.4pp | 35.95%-52.3pp | 418.27%-434.6pp |
| Employer contribution / active EE | $9,015 | $3,490+158.3% | $2,837+217.8% | $4,741+90.2% |
| Participant deferral / active EE | $7,344 | $5,339+37.5% | $4,656+57.7% | $6,401+14.7% |
| Admin fee / account holder | $755 | $10,925-93.1% | $7,493-89.9% | $11,429-93.4% |