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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,454 | $148,623-90.3% | $135,974-89.4% | $139,466-89.6% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 6.43% | 79.30%-72.9pp | 68.30%-61.9pp | 373.66%-367.2pp |
| Employer contribution / active EE | $1,633 | $5,246-68.9% | $4,859-66.4% | $4,754-65.6% |
| Participant deferral / active EE | $3,510 | $8,103-56.7% | $7,760-54.8% | $6,712-47.7% |
| Admin fee / account holder | $8,379 | $12,406-32.5% | $10,767-22.2% | $11,409-26.6% |