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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,013 | $106,918-95.3% | $84,021-94.0% | $152,897-96.7% |
| Participation rate | 85.7% | 75.2%+10.5pp | 69.0%+16.7pp | 82.5%+3.3pp |
| Annual return | 23.71% | 105.01%-81.3pp | 71.32%-47.6pp | 345.43%-321.7pp |
| Employer contribution / active EE | $0 | $2,735-100.0% | $1,984-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,386 | $4,012-65.5% | $3,239-57.2% | $5,851-76.3% |
| Admin fee / account holder | $1,051 | $8,288-87.3% | $6,102-82.8% | $11,599-90.9% |