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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,471 | $138,078-26.5% | $125,363-19.1% | $134,509-24.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.06% | 750.49%-771.5pp | 572.15%-593.2pp | 418.13%-439.2pp |
| Employer contribution / active EE | $5,311 | $5,245+1.3% | $4,815+10.3% | $4,741+12.0% |
| Participant deferral / active EE | $9,527 | $7,800+22.1% | $7,447+27.9% | $6,400+48.8% |
| Admin fee / account holder | $878 | $11,566-92.4% | $10,005-91.2% | $11,427-92.3% |