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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,875 | $175,257-82.4% | $149,717-79.4% | $139,456-77.9% |
| Participation rate | 83.3% | 83.4%-0.1pp | 78.8%+4.6pp | 80.3%+3.0pp |
| Annual return | 18.76% | 166.70%-147.9pp | 134.41%-115.6pp | 373.45%-354.7pp |
| Employer contribution / active EE | $3,364 | $5,477-38.6% | $4,820-30.2% | $4,753-29.2% |
| Participant deferral / active EE | $12,286 | $6,521+88.4% | $5,682+116.2% | $6,711+83.1% |
| Admin fee / account holder | $1,972 | $16,156-87.8% | $13,213-85.1% | $11,407-82.7% |