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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,481 | $201,264-63.5% | $184,185-60.1% | $145,978-49.7% |
| Participation rate | 62.5% | 87.5%-25.0pp | 86.8%-24.3pp | 80.3%-17.8pp |
| Annual return | 23.42% | 29.00%-5.6pp | 28.81%-5.4pp | 550.52%-527.1pp |
| Employer contribution / active EE | $4,640 | $7,021-33.9% | $6,426-27.8% | $4,662-0.5% |
| Participant deferral / active EE | $15,160 | $9,806+54.6% | $9,132+66.0% | $6,690+126.6% |
| Admin fee / account holder | $3,199 | $16,376-80.5% | $13,909-77.0% | $13,400-76.1% |