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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,066 | $27,632-78.0% | $61,452-90.1% | $68,486-91.1% |
| Participation rate | 61.0% | 39.5%+21.5pp | 52.6%+8.4pp | 67.9%-6.9pp |
| Annual return | -16.97% | -13.24%-3.7pp | 338.96%-355.9pp | -7.85%-9.1pp |
| Employer contribution / active EE | $488 | $696-29.8% | $1,160-57.9% | $2,597-81.2% |
| Participant deferral / active EE | $1,608 | $1,264+27.2% | $2,125-24.3% | $4,028-60.1% |
| Admin fee / account holder | $12 | $2,010-99.4% | $2,131-99.4% | $5,404-99.8% |