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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,834 | $157,296+69.6% | $141,191+89.0% | $152,897+74.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | -19.90% | 64.34%-84.2pp | 71.41%-91.3pp | 345.43%-365.3pp |
| Employer contribution / active EE | $8,385 | $5,262+59.3% | $4,736+77.0% | $4,764+76.0% |
| Participant deferral / active EE | $16,350 | $7,111+129.9% | $6,710+143.7% | $5,851+179.4% |
| Admin fee / account holder | $484 | $12,125-96.0% | $10,264-95.3% | $11,599-95.8% |