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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $77,852 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,240 | $81,948-80.2% | $90,760-82.1% | $64,819-74.9% |
| Participation rate | 93.1% | 80.5%+12.6pp | 75.7%+17.4pp | 71.5%+21.6pp |
| Annual return | -15.54% | -12.53%-3.0pp | -12.16%-3.4pp | 32.84%-48.4pp |
| Employer contribution / active EE | $1,595 | $3,067-48.0% | $2,922-45.4% | $2,507-36.4% |
| Participant deferral / active EE | $4,127 | $4,844-14.8% | $4,565-9.6% | $4,311-4.3% |
| Admin fee / account holder | $76 | $157-51.7% | $8,444-99.1% | $188-59.6% |