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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,568 | $162,821-84.9% | $133,978-81.7% | $158,982-84.5% |
| Participation rate | 88.9% | 83.2%+5.7pp | 79.8%+9.0pp | 82.0%+6.9pp |
| Annual return | 14.50% | 41.95%-27.4pp | 45.10%-30.6pp | 302.99%-288.5pp |
| Employer contribution / active EE | $2,870 | $4,976-42.3% | $3,919-26.8% | $4,763-39.7% |
| Participant deferral / active EE | $6,065 | $5,910+2.6% | $5,047+20.2% | $5,983+1.4% |
| Admin fee / account holder | $6,916 | $11,742-41.1% | $8,930-22.5% | $11,252-38.5% |