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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,437 | $152,619-89.2% | $125,195-86.9% | $152,909-89.3% |
| Participation rate | 80.0% | 83.3%-3.3pp | 79.8%+0.2pp | 82.5%-2.5pp |
| Annual return | 37.34% | 54.85%-17.5pp | 43.79%-6.5pp | 345.46%-308.1pp |
| Employer contribution / active EE | $2,916 | $4,947-41.1% | $3,866-24.6% | $4,764-38.8% |
| Participant deferral / active EE | $4,427 | $5,869-24.6% | $4,937-10.3% | $5,851-24.4% |
| Admin fee / account holder | $1,109 | $13,437-91.7% | $9,704-88.6% | $11,601-90.4% |