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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,193 | $81,870-74.1% | $119,608-82.3% | $68,495-69.1% |
| Participation rate | 93.5% | 71.9%+21.7pp | 79.3%+14.3pp | 67.9%+25.7pp |
| Annual return | -11.16% | -23.82%+12.7pp | -14.98%+3.8pp | -7.84%-3.3pp |
| Employer contribution / active EE | $1,840 | $2,692-31.6% | $4,232-56.5% | $2,596-29.1% |
| Participant deferral / active EE | $2,512 | $4,148-39.4% | $5,601-55.1% | $4,028-37.6% |
| Admin fee / account holder | $7,041 | $6,583+7.0% | $10,326-31.8% | $5,403+30.3% |