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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,872 | $148,623-92.7% | $135,974-92.0% | $139,466-92.2% |
| Participation rate | 90.9% | 83.9%+7.0pp | 81.9%+9.0pp | 80.3%+10.6pp |
| Annual return | 25.79% | 79.30%-53.5pp | 68.30%-42.5pp | 373.66%-347.9pp |
| Employer contribution / active EE | $2,204 | $5,246-58.0% | $4,859-54.6% | $4,754-53.6% |
| Participant deferral / active EE | $3,293 | $8,103-59.4% | $7,760-57.6% | $6,712-50.9% |
| Admin fee / account holder | $828 | $12,406-93.3% | $10,767-92.3% | $11,409-92.7% |